All 50 States Covered
Paycheck Calculators by State
Choose your state to calculate your exact take-home pay, including federal tax, state income tax, and any local taxes that apply where you live.
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State Income Tax Rates — All 50 States (2026)
Compare state income tax rates across all 50 U.S. states. Click any state name to open that state’s free paycheck calculator. Click any column header to sort. Use the search box to filter by state name.
| State ↕ | Tax Type ↕ | State Income Tax Rate (2026) ↕ | Local Tax ↕ |
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Rates are for 2026 and cover state income tax only — federal income tax (10%–37%) and FICA (7.65%) apply in addition to all states. “Local tax” indicates whether cities or counties in that state commonly add additional income tax on top of state rates. Use each state’s calculator for a full breakdown including all applicable taxes. Sources: individual state revenue/taxation department official withholding tables.
How to Use the Paycheck Calculator by State
Get your state-specific take-home pay in four simple steps.
Pick your state
Choose your state from the grid above or the tax rate table. Each state has its own dedicated paycheck calculator built with 2026 withholding rates.
Enter your pay
Type in your annual salary or hourly rate and weekly hours. Most calculators also accept pay frequency (weekly, biweekly, monthly).
Select filing status
Choose single, married filing jointly, or head of household. This affects both your federal and state tax brackets.
See your breakdown
Instantly view your federal tax, state tax, any local taxes, Social Security, Medicare, and final take-home pay — per paycheck and annually.
Understanding State Paycheck Taxes
Federal Tax — Same for Everyone
Federal income tax applies to all U.S. workers regardless of state. It uses seven progressive brackets (10%–37%) based on your taxable income and filing status, and is collected by the IRS. Federal tax is the same whether you live in Texas or California.
FICA taxes — Social Security (6.2% up to $176,100) and Medicare (1.45% with no cap) — are also federal and apply in every state. These are not optional deductions.
State Tax — Varies Significantly
State income tax is where your location makes a big difference. Nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming) charge no state income tax on wages at all, meaning residents keep more of every paycheck.
States that do charge income tax range widely — from North Dakota’s modest 1.1%–2.9% brackets all the way to California’s 1%–13.3% or Hawaii’s 1.4%–11%. High earners in these states face a significantly larger state tax burden than those in low-rate states.
Flat Rate vs. Progressive Tax
Some states use a flat rate — everyone pays the same percentage regardless of income. Illinois (4.95%), Pennsylvania (3.07%), and Massachusetts (5%) are examples. These are simpler to calculate: the same percentage applies to every dollar you earn.
Other states use progressive brackets (like the federal system), where higher income is taxed at a higher marginal rate. California has 10 brackets; Maryland has eight; New York has nine. Most states with income tax use a progressive structure.
Local Taxes — The Hidden Layer
Some states allow cities and counties to charge their own local income tax on top of state tax. Maryland applies a county-level tax to every resident (2.25%–3.30%). New York City residents pay both state and city tax. Pennsylvania municipalities nearly all charge a local earned income tax (usually around 1%).
If you live in a city or county with local income tax, a state-only calculator will underestimate your total withholding. Our Maryland Paycheck Calculator includes all 24 county rates as an example of how this works in practice.
💡 Which state is best for take-home pay?
All else equal, states with no income tax (Texas, Florida, Washington, Nevada, etc.) let you keep more of each paycheck than high-tax states like California, New York, or Hawaii. However, states with no income tax often raise revenue through higher property taxes, sales taxes, or other fees — so the total tax burden depends on your full financial picture, not just your paycheck deductions.
Paycheck Calculator by State — FAQs
A paycheck calculator by state is a tool that estimates your take-home pay after deducting federal income tax, your specific state’s income tax, local taxes (if any), Social Security, and Medicare. Unlike a generic calculator that only estimates federal tax, a state-specific calculator uses the actual tax brackets and withholding tables for your state, giving you a much more accurate result. Use the grid above to select your state and get a free breakdown for 2026.
Nine states charge no state income tax on wages in 2026: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Residents of these states still pay federal income tax and FICA (Social Security and Medicare), but keep more of their paycheck compared to residents of high-tax states. Note that New Hampshire and Tennessee do not tax wages, but may tax certain investment income.
California has the highest top marginal state income tax rate in the U.S. at 13.3% on income over $1,000,000 for single filers. Hawaii is second at 11%, followed by New Jersey at 10.75%. However, these top rates only apply to very high incomes — most workers in these states pay a much lower effective rate. Use our California Paycheck Calculator or New York Paycheck Calculator to see your actual effective rate.
Your state income tax rate is the main reason. Two people earning $75,000 can have very different take-home pay depending on their state — a Texas resident pays no state income tax, while a California resident at the same income would pay roughly $3,000–$4,500 in state tax annually. Local income taxes (common in Maryland, Pennsylvania, Ohio, and New York City) can add another layer of difference on top of that.
A flat tax charges the same percentage to every dollar of income, regardless of how much you earn. For example, Illinois charges 4.95% whether you earn $30,000 or $300,000. A progressive tax uses brackets — the more you earn, the higher rate you pay on income above each threshold. Most states with income tax use a progressive structure. Neither type is automatically better; it depends on your income level and state.
Yes, significantly in some cases. Moving from California to Texas, for example, could add thousands of dollars to your annual take-home pay on the same salary, since Texas has no state income tax while California’s top rate reaches 13.3%. Moving within states with income tax can also matter if your new city or county has different local tax rules. You can use our paycheck calculator by state to compare take-home pay in your current state versus a state you’re considering moving to.
Yes. Social Security (6.2% up to the annual wage base, which is $176,100 for 2026) and Medicare (1.45% with no cap) are federal taxes that apply identically in every state. Your state of residence has no effect on FICA withholding. High earners also pay an Additional Medicare Tax of 0.9% on wages above $200,000 (single) or $250,000 (joint), also federally uniform.
In addition to state paycheck calculators, we offer a general Paycheck Calculator, a Salary Calculator to convert annual pay to hourly or weekly figures, an Overtime Calculator for time-and-a-half and double-time pay, and a Tax Calculator for federal tax estimates — all free and updated for 2026.