Use our free Maryland paycheck calculator to find out your exact take-home pay after federal tax, state tax, and your county’s local income tax. Maryland is one of the few states where your county of residence changes your tax bill — rates range from 2.25% in Worcester County to 3.20% in Montgomery, Howard, Baltimore, and Prince George’s County. Just enter your salary or hourly rate, pick your county and filing status, and see your paycheck broken down by week, biweekly, month, and year. Updated for 2026 Maryland Comptroller withholding tables.
Need the basics first? Try our Paycheck Calculator for a general U.S. take-home pay estimate, our Salary Calculator to convert annual pay into hourly or weekly figures, or our Overtime Calculator if you’re working time-and-a-half or double-time hours in Maryland.
Maryland Paycheck Calculator
Enter your pay and county to see your Maryland take-home pay instantly.
Enter your pay and county on the left to get started.
How the Maryland Paycheck Calculator Works
Get your full take-home pay breakdown in five simple steps.
Enter your pay
Type in your annual salary, or switch to hourly and enter your rate and weekly hours.
Choose filing status
Select single/married filing separately, or married filing jointly/head of household.
Pick your county
Select your Maryland county of residence — local tax rates range from 2.25% to 3.30%.
Set pay frequency
Choose weekly, biweekly, semi-monthly, or monthly to match your employer's pay schedule.
Get your breakdown
Instantly view federal tax, Social Security, Medicare, state tax, county tax, and net pay.
Maryland Local Income Tax Rates by County (2026)
Every Maryland county and Baltimore City adds its own local income tax on top of the state rate — this is sometimes called the "piggyback tax." Your rate is based on where you live, not where you work. Rates below are effective for 2026, per the Comptroller of Maryland.
| County | Local Tax Rate (2026) |
|---|---|
| Allegany County | 3.20% |
| Anne Arundel County | 2.70% – 3.20% * |
| Baltimore County | 3.20% |
| Baltimore City | 3.20% |
| Calvert County | 3.20% |
| Caroline County | 3.20% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.30% |
| Frederick County | 2.25% – 3.20% * |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.20% |
| Kent County | 3.30% |
| Montgomery County | 3.20% |
| Prince George's County | 3.20% |
| Queen Anne's County | 3.20% |
| St. Mary's County | 3.20% |
| Somerset County | 3.20% |
| Talbot County | 2.40% |
| Washington County | 2.95% |
| Wicomico County | 3.20% |
| Worcester County | 2.25% |
* Anne Arundel and Frederick counties use tiered local rates that increase with income rather than a single flat rate. The calculator above uses the top marginal rate for these counties as a conservative estimate. Source: Comptroller of Maryland, Central Payroll Bureau 2026 Withholding Memo. Nonresidents working in Maryland pay a special nonresident rate of 2.25% in place of county tax.
Understanding Maryland Payroll Taxes
Maryland State Income Tax
Maryland uses a progressive state income tax with eight brackets, ranging from 2% on the first $1,000 of taxable income up to 5.75% on income above $250,000 (single) or $300,000 (joint). Two new top brackets of 6.25% and 6.5% apply to income above $1,000,000 (single) or $1,200,000 (joint) starting in 2026. See the Comptroller of Maryland's official tax guidance for full details.
The County "Piggyback" Tax
On top of state tax, every Maryland county and Baltimore City charges its own local income tax, ranging from 2.25% to 3.30%. This is based on your county of residence, not where you work — so two people earning the same salary in different counties can take home different amounts. Most jurisdictions near Washington, D.C. and Baltimore sit at the 3.20% maximum.
Federal Tax & FICA
Maryland residents also pay federal income tax and FICA (Social Security and Medicare) just like workers in any other state. Social Security is withheld at 6.2% up to the annual wage base, and Medicare at 1.45% with no cap. See the IRS withholding guidance for federal details.
Working Across State Lines
Maryland has reciprocal tax agreements with D.C., Virginia, Pennsylvania, and West Virginia for wage income. If you live in Maryland but work in one of these jurisdictions, you generally only file and pay income tax in Maryland — but the county local tax still applies based on where you live. Nonresidents working in Maryland pay a special 2.25% nonresident rate instead of county tax.
Maryland Paycheck Calculator FAQs
Maryland paychecks have federal income tax, Social Security (6.2%), Medicare (1.45%), Maryland state income tax (2%–6.5%), and a county local income tax (2.25%–3.30%) withheld. The exact amount depends on your income, filing status, and county of residence — use the calculator above for your specific breakdown.
Every Maryland county and Baltimore City levies its own local "piggyback" income tax in addition to the state tax. Rates range from 2.25% in Worcester County to 3.30% in Dorchester and Kent counties. Your rate is based on where you live, not where your employer is located.
Worcester County has the lowest local income tax rate in Maryland at 2.25% for 2026. Garrett County (2.65%) and Talbot County (2.40%) are also among the lowest.
Dorchester County and Kent County have the highest local income tax rate in Maryland at 3.30% for 2026. Several other counties, including Montgomery, Howard, Baltimore, and Prince George's County, sit at the next-highest rate of 3.20%.
Yes. Maryland's county local income tax is based on where you live, not where you work. If you live in a Maryland county and commute to D.C. or Virginia under Maryland's reciprocal tax agreements, you still owe county tax to your Maryland county of residence.
Maryland has eight progressive state income tax brackets for 2026, ranging from 2% on the lowest income up to 5.75% on income above $250,000 (single) or $300,000 (joint). Two new brackets of 6.25% and 6.5% apply above $1,000,000 (single) or $1,200,000 (joint).
No. Overtime pay is taxed the same as regular wages in Maryland — there's no separate overtime tax rate. It's simply added to your total income for the pay period. Use our Overtime Calculator to estimate your overtime earnings first, then add the total here.
A general U.S. paycheck calculator typically only estimates federal tax and FICA. This Maryland-specific calculator adds the state's eight-bracket progressive tax plus your exact county's local "piggyback" tax rate, giving a more accurate take-home pay estimate for Maryland residents than a generic calculator.