Washington Paycheck Calculator (2026)

No. Washington is one of nine U.S. states with no personal state income tax. Your paycheck will not have a WA state income tax line. However, Washington does deduct PFML premiums (~0.807% employee share) and WA Cares Fund (0.58%) from most workers' paychecks — state-unique deductions that don't exist in most other states.

Start with your gross pay. Subtract: federal income tax (based on your W-4 and 2026 IRS brackets), Social Security (6.2% up to $184,500), Medicare (1.45%), WA PFML employee share (~0.807% up to $184,500), and WA Cares Fund (0.58%, no cap). The result is your estimated net take-home pay. Use our Washington Paycheck Calculator above to do this instantly with 2026 rates.

Your Washington pay stub will show: (1) Federal income tax (10%–37%), (2) Social Security 6.2%, (3) Medicare 1.45%, (4) WA Paid Family & Medical Leave premium (~0.807% employee share), (5) WA Cares Fund 0.58%. Washington state income tax = $0. Local income taxes = $0 (Washington has none).

Washington Paid Family & Medical Leave (PFML) is a state insurance program that provides up to 12 weeks of partially paid leave for qualifying family or medical events. The 2026 total premium rate is 1.13% of gross wages (capped at $184,500). Employees pay 71.43% of that — approximately 0.807% of gross wages. Employers with 50+ employees pay the remaining 28.57%. On a $70,000 salary, your annual PFML deduction is roughly $565.

The WA Cares Fund provides long-term care benefits to eligible Washington residents. In 2026, the employee deduction rate is 0.58% of all gross wages with no wage cap. It is 100% employee-paid — employers contribute nothing. Some workers are exempt: temporary visa holders (H-1B, L-1), active-duty military spouses, self-employed individuals (unless opted in), and those with approved private LTC insurance exemptions. On a $100,000 salary, WA Cares costs $580/year.

Social Security (OASDI) is 6.2% on wages up to $184,500 in 2026 — the same in every state. The maximum you can pay is $11,439 per year. Once your wages exceed $184,500 in a calendar year, no further Social Security tax is withheld for that year.

Medicare (HI) is 1.45% on all wages with no cap. If your wages exceed $200,000 (single filers) or $250,000 (married filing jointly), you also pay an Additional Medicare Tax of 0.9% on the excess — employer-only matches the base 1.45%, not the additional 0.9%.

Washington has no state income tax, so overtime is not subject to WA state income tax. However, overtime wages are subject to all the same deductions as regular pay: federal income tax, Social Security, Medicare, PFML, and WA Cares. Overtime income pushes your total wages higher, which may move you into a higher federal bracket — meaning a higher marginal rate applies to overtime earnings at the federal level.

Yes. Switch to "Hourly" mode in the calculator above, enter your hourly rate and average weekly hours. The calculator annualizes your pay for accurate bracket calculation, then divides back into your selected pay period. Washington's statewide minimum wage is $17.13/hour as of January 1, 2026.

Every January for the new tax year. All 2026 rates — IRS federal brackets, SS wage base, PFML rate, WA Cares rate — are incorporated at the start of 2026. Washington's PFML rate is set each October by the Employment Security Department; we update immediately when the new rate takes effect.

Biweekly means 26 paychecks per year. Each paycheck is 1/26th of your annual salary. For a $75,000 salary: gross per paycheck = $2,884.62. Two months per year will have 3 paydays instead of 2 — a nice budget boost. Biweekly is the most common pay frequency in Washington.

Very accurate for most employees. The calculator uses official 2026 IRS withholding tables (Publication 15-T), the official 2026 PFML rate from WA ESD, and the confirmed WA Cares rate. Small differences from your actual paycheck can occur due to employer-specific pre-tax benefits, additional W-4 withholding elections, or mid-year rate changes. Always confirm with your payroll department for paycheck-perfect accuracy.

Yes — 100% free with no signup, no email required, no usage limits. USA Pay Calculator offers free paycheck calculators for all 50 states, plus salary, overtime, and 401(k) calculators. All free, always.

For standard paycheck estimates with overtime included, enter your effective annual earnings (including overtime) in the annual salary field. For a detailed overtime-specific calculation, use our Overtime Calculator. Washington follows federal FLSA rules: non-exempt workers receive 1.5× their regular rate for hours over 40 per workweek.

Washington's statewide minimum wage is $17.13/hour as of January 1, 2026. Some cities have higher local minimums — Seattle historically maintains one of the highest city minimum wages in the nation. At $17.13/hour for 40 hours/week, full-time annual gross pay is approximately $35,630. Enter any hourly rate in our hourly mode to see your exact Washington take-home.