Free — No State Income Tax — Updated for 2026 Federal Rates
Texas Paycheck Calculator — Free Take-Home Pay Estimator
Use our free Texas Paycheck Calculator to find out exactly how much you take home after federal income tax, Social Security, and Medicare. Texas has zero state income tax — constitutionally prohibited — making this paycheck calculator for Texas straightforward: only federal deductions apply, no matter whether you work in Houston, Dallas, Austin, San Antonio, or anywhere else in the Lone Star State. Updated for 2026 IRS withholding tables and the $184,500 Social Security wage base.
Whether you need a Texas salary calculator, a Texas take-home pay calculator, a Texas hourly paycheck calculator, or a quick Texas net pay estimator — this is the free tool you need. Official Texas payroll information is published by the Texas Comptroller of Public Accounts. Compare Texas against every other state at our Paycheck Calculator by State, or explore all tools at USA Pay Calculator.
Texas Paycheck Calculator
Enter your pay details to see your Texas take-home pay — no state tax, no local tax, no SDI, no PFL.
Enter your pay details on the left to get started.
How the Texas Paycheck Calculator Works
Texas has no state income tax — so your paycheck calculation only needs four simple steps.
Enter your pay
Type your annual salary, or switch to hourly and enter your rate and weekly hours. The Texas hourly paycheck calculator annualizes pay automatically for accurate federal bracket calculation.
Choose W-4 filing status
Select single, married filing jointly, or head of household. Because Texas has no state income tax, only your federal W-4 affects your Texas paycheck withholding.
Set pay frequency
Choose weekly, biweekly, semi-monthly, or monthly to match your employer's schedule. The same Texas net pay result applies to Houston, Dallas, Austin, and every other Texas city.
Compare states (optional)
Select a comparison state to see your annual state tax savings by living in Texas vs. California, New York, or another income-tax state.
See your breakdown
Instantly view federal income tax, Social Security (6.2%), Medicare (1.45%), net annual and monthly take-home pay, and your effective federal tax rate — with $0 state deductions.
Texas Paycheck Tax Details — 2026
Texas is one of nine U.S. states with no state income tax — and unlike most, it's protected by the Texas Constitution (Article 8, Section 24), requiring a public referendum to ever change. Your Texas paycheck has just three mandatory deductions: federal income tax, Social Security, and Medicare. No state withholding, no local tax, no SDI, no PFL.
| Texas Paycheck Deductions (2026) | Rate / Amount |
|---|---|
| Texas state income tax | $0.00 — None |
| Texas local / city income tax | $0.00 — None |
| Texas SDI / disability insurance | $0.00 — None |
| Texas Paid Family Leave tax | $0.00 — None |
| Federal income tax (single) | 10% – 37% |
| Social Security (employee) | 6.2% (up to $184,500) |
| Medicare (employee) | 1.45% (no cap) |
| Additional Medicare Tax (over $200k) | +0.9% (single) / $250k (joint) |
| Federal standard deduction — Single | $16,100 |
| Federal standard deduction — Married | $32,200 |
| Federal standard deduction — HoH | $24,200 |
| 2026 Federal Income Tax Brackets (Single Filer) | Rate |
|---|---|
| $0 – $11,925 | 10% |
| $11,925 – $48,475 | 12% |
| $48,475 – $103,350 | 22% |
| $103,350 – $197,300 | 24% |
| $197,300 – $250,525 | 32% |
| $250,525 – $626,350 | 35% |
| Over $626,350 | 37% |
| Texas vs. High-Tax States — Annual State Tax Savings at $80,000 Salary (Single Filer) | Other State Tax | Texas Tax | Your Annual Savings in Texas |
|---|---|---|---|
| Texas vs. California (9.3% bracket + 1.3% SDI) | ~$9,100 | $0 | ~$9,100/yr |
| Texas vs. New York (6.85% NYS bracket) | ~$4,900 | $0 | ~$4,900/yr |
| Texas vs. Hawaii (7.6% bracket) | ~$5,400 | $0 | ~$5,400/yr |
| Texas vs. Georgia (4.99% flat) | ~$3,050 | $0 | ~$3,050/yr |
| Texas vs. Colorado (4.40% flat) | ~$3,280 | $0 | ~$3,280/yr |
| Texas vs. Florida (0% — no state tax) | $0 | $0 | Same take-home |
Savings estimates based on $80,000 salary, single filer, standard deductions, no dependents. Approximate and for comparison purposes only. For your exact figures use our Texas Paycheck Calculator above or our Paycheck Calculator by State.